CONTENTS

CONTENTS
Chairman’s Statement
The overall return graphed
The Trustees
Missing members
Colonial’s stellar performance
Interim Interest Crediting Rates
Returns over 16 years
David McPherson, Trustee
AMPCI’s commentary
Asset Allocation
David Scott, Chairman
John Jeffery, Trustee
AMPCI’s Graphs
BNZ Investment Management
Garry Parsloe, Trustee
Colonial First State commentary
Andro Besich, Trustee
Barry Millington, Trustee
Financial Statements
Audit Report
Trust Deed Amendment
Membership Summary
Meet Warren Buffett
Annual Report drama at sea
Directory
Trustees’ Certificate
Think about it, laugh about it